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10 Credit Score Myths

Credit Report Myths – Forbes The media and a lot of credit reporting companies have done quite an excellent job at promoting the notion that having a good credit score is the singularly most important thing in regards to their financial lives. Getting out of debt is secondary.  Saving for retirement is secondary.  It’s almost [...] Read more

How to Write a Credit Repair Dispute Letter

Are you happy with your credit report? Well, if you have a score of 700 or above, you might be but if it’s 600 or below, you should worry because chances are you’ll be paying more when you try to get a loan or purchase something. If you believe that your credit score should be [...] Read more

When Do You Need Credit Repair

When do you need credit repair? The moment your credit score is anything less than 600 points because this could make it difficult for you to apply for a loan. If it happens that your credit score falls below the minimum, don’t panic because this can be changed. Never for one moment should filing for [...] Read more

Why Is Credit Repair So Important

Your credit score is the way banks and other establishments check to see whether they should approve your purchase, loan or job application. Naturally, this could mean the difference between an approval or a denial and why your credit repair is important should you be denied. When your credit score dips down to 600 or [...] Read more

Consolidating Credit Card Debts Is Part of Credit Repair

Overspending is a mistake that a lot of people make. This is because they think that as long as it is approved they can continue to do so until it maxes out. This never ends well because they don’t have the funds to pay for what they purchased which is why consolidating credit card debts [...] Read more